Last updated: March 31, 2026
Welcome to MortgageeClauses.com ("Service"), operated by Nymble Digital, LLC ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.
MortgageeClauses.com provides a searchable database of mortgagee clause information for insurance professionals, mortgage servicers, and related industries. The Service includes lender names, clause text, mailing addresses, contact information, verification platform links, and related data ("Content").
You must be at least 18 years of age to use the Service. By creating an account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for safeguarding your account credentials and for all activities under your account. Notify us immediately of any unauthorized use.
Team plan subscribers may add additional users in bundles of 5 seats. The account administrator is responsible for managing team members, ensuring compliance with these Terms, and maintaining accurate seat counts. Same-domain enforcement requires all team members to use email addresses from the same organizational domain.
You are responsible for maintaining the confidentiality of your login credentials. You agree not to share your account with anyone outside your authorized team. We reserve the right to suspend accounts that show signs of credential sharing or unauthorized access.
The Service offers Free, Pro, Team, and Agency tiers. Paid plans are billed monthly or annually as selected at signup. Annual billing provides two months free. All fees are non-refundable except as required by applicable law. We reserve the right to change pricing with 30 days' notice to existing subscribers.
You may cancel your subscription at any time through your account dashboard. Cancellation takes effect at the end of the current billing period. No partial refunds are provided for unused time.
Additional seats for Team plans are available in bundles of 5 at $10/month per bundle. Seat additions are prorated for the current billing cycle. Seat reductions take effect at the next billing period.
If a payment fails, we will attempt to charge the payment method on file up to three times over 10 days. If payment cannot be collected, your account will be downgraded to the Free tier. You will not lose your saved data, but access to paid features will be restricted until payment is resolved.
The Free tier provides limited access to the database, including lender names, cities, states, and categories. Full clause text, contact details, and advanced data fields are available only on paid plans. The Free tier may be modified or discontinued at our discretion with 30 days' notice.
You agree not to:
We make reasonable efforts to verify clause information. However, Content is provided on an "as is" basis. We do not guarantee accuracy, completeness, timeliness, or reliability. Mortgagee clauses change frequently due to mergers, acquisitions, and policy updates. Users should independently verify all clause information before relying on it for policy issuance or endorsements. We are not liable for errors resulting from reliance on unverified Content.
Users may submit new clauses or corrections. By submitting Content, you grant us a perpetual, non-exclusive, royalty-free, worldwide license to use, modify, display, and distribute the submitted information as part of the database. You represent that any Content you submit is accurate to the best of your knowledge, does not infringe any third-party rights, and is not confidential or proprietary information of your employer or clients.
Refer a colleague and you both receive one free month of Pro access when they sign up. Abuse of the referral program — including self-referrals, fake accounts, or automated sign-ups — will result in forfeiture of earned rewards and possible account termination. We reserve the right to modify or discontinue the referral program at any time.
The Service, including its design, branding, logo, software, and database structure, is owned by Nymble Digital, LLC and is protected by copyright, trademark, and other intellectual property laws. The [MC] bracket mark, "MortgageeClauses.com" wordmark, and associated brand elements are trademarks of Nymble Digital, LLC. Nothing in these Terms grants you any right to use our trademarks without prior written consent.
We respect intellectual property rights. If you believe any Content on the Service infringes your copyright, please send a notice to [email protected] with: (a) identification of the copyrighted work, (b) identification of the infringing material and its location on the Service, (c) your contact information, (d) a statement of good faith belief that the use is not authorized, and (e) a statement under penalty of perjury that the information is accurate and you are authorized to act on behalf of the copyright owner.
API access is available exclusively to Agency plan subscribers under a separate API Terms of Use agreement. Unauthorized API access, scraping, or bulk downloading is strictly prohibited and may result in immediate account termination and legal action. Rate limits and usage quotas apply to all API access.
The Service may contain links to third-party websites, including lender websites and insurance verification portals. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.
Your use of the Service is governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
To the maximum extent permitted by law, Nymble Digital, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service. This includes, without limitation, damages resulting from inaccurate clause information, policy errors, missed deadlines, lender-placed insurance charges, or loss of data. Our total liability for any claim arising under these Terms shall not exceed the amount you paid us in the 12 months preceding the claim.
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any Content will be accurate or current.
You agree to indemnify and hold harmless Nymble Digital, LLC and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
Before filing any formal proceeding, you agree to first attempt to resolve any dispute informally by contacting us at [email protected]. We will attempt to resolve the dispute within 30 days.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law provisions.
Any disputes not resolved informally shall be resolved in the state or federal courts located in Hillsborough County, Florida. You consent to the personal jurisdiction and venue of such courts.
You agree that any dispute resolution proceedings will be conducted on an individual basis and not as part of a class, consolidated, or representative action.
We may suspend or terminate your account at any time for violation of these Terms, with or without notice. Upon termination: (a) your right to access the Service immediately ceases, (b) you remain liable for any outstanding fees, and (c) provisions that by their nature should survive (including Sections 7, 8, 10, 15, 16, 17, and 18) shall survive termination.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, acts of government, internet outages, cyberattacks, pandemics, or other force majeure events.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Nymble Digital, LLC regarding the Service and supersede all prior agreements.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.
We may send notices to the email address associated with your account. You are responsible for keeping your email address current. Notices are deemed received 24 hours after being sent.
We reserve the right to modify these Terms at any time. Material changes will be communicated via email and/or by posting a notice on the Service at least 30 days before they take effect. Continued use after modifications constitutes acceptance.