Built for everyone who has to get the lender right on the policy
Agents bind it, lenders require it, title checks it, servicers match it, adjusters pay it. One checked reference for 824 lenders' mortgagee clauses, insurance addresses, and portals.
Who uses MortgageeClauses.com? Anyone who has to put a lender on a property insurance policy, or check that someone else did it right. That includes insurance agents and CSRs, loan officers and processors, servicers, title and escrow teams, closing attorneys, real estate agents and TCs, adjusters, compliance staff, and homeowners. Each guide below covers where the clause shows up in that role and how to get it right.
A mortgagee clause is a few short lines: the lender's or servicer's legal name, successor wording such as ISAOA/ATIMA, and the address where insurance documents go. Those lines link a homeowners, dwelling, condo, or flood policy to a loan. When they're wrong, the lender rejects the binder, the servicer can't match the policy, force-placed insurance letters go out, and claim checks name a party that can't endorse them. MortgageeClauses.com, from Nymble Digital LLC in Tampa, FL, is a searchable reference for 824 US lenders and servicers. Each record has a Verified or Pending Verification status and a last-checked date, so you can see what the information is based on before you use it.
New to the topic? Start with what a mortgagee clause is and ISAOA/ATIMA explained, or go straight to search. Plans start with a 30-day trial (no card, up to 3 lenders).
Insurance
- Insurance carriers (Enterprise API)Lender verification API for carriers and MGAs
- MGAsVerified mortgagee reference for delegated programs
- Mortgagee Clauses for Agency Owners & PrincipalsOne mortgagee standard for every desk in the office
- Mortgagee Clauses for Agency Account ManagersLender schedules across a book of renewals
- Mortgagee Clauses for Insurance AgentsBind and renew with the clause the lender expects
- Mortgagee Clauses for Insurance CSRsMortgagee changes, EOIs, and lender verification calls
- Mortgagee Clauses for Insurance UnderwritersCheck mortgagee blocks on submissions and endorsements
Lending & Servicing
- Mortgage lenders & servicersClaim and verify your public listing
- Mortgagee Clauses for Mortgage ServicersTransfers, insurance tracking, and LPI prevention
- Mortgagee Clauses for Loan OfficersGet the clause to the borrower's agent before closing
- Mortgagee Clauses for Loan ProcessorsClear the insurance condition the first time
- Mortgagee Clauses for Mortgage BrokersThe wholesale lender's clause on every brokered loan
- Mortgagee Clauses for Credit Union Member ServicesMember and agent questions about your CU's clause
Title, Escrow & Closing
- Mortgagee Clauses for Closing AttorneysMatch the policy to the note, security instrument, and title
- Mortgagee Clauses for Escrow OfficersPay the premium on a policy that names the right lender
- Mortgagee Clauses for Title CompaniesConfirm the binder matches closing instructions
Real Estate & Property
- Mortgagee Clauses for Appraisers and InspectorsFlood findings, loss repair inspections, and REO
- Mortgagee Clauses for HOA & Community ManagersMaster policy vs. HO-6 lender requests
- Mortgagee Clauses for Property ManagersA different lender on every managed property
- Mortgagee Clauses for Real Estate AgentsKeep closings on track when insurance wobbles
- Mortgagee Clauses for Transaction CoordinatorsTrack the binder and clause as a file milestone
Claims & Compliance
- Mortgagee Clauses for Claims AdjustersConfirm the current mortgagee before payment issues
- Mortgagee Clauses for Compliance OfficersTraceable procedures, QC samples, and audit trails
- Mortgagee Clauses for Public AdjustersTwo-party checks and servicer loss draft follow-up
Homeowners
- Mortgagee Clause for HomeownersYour lender on your home insurance, in plain English