Real scenarios. Real time saved.
Here's how claims adjusters use MortgageeClauses.com every day.
Loss draft routing
You're issuing a loss draft and the check needs to include the lender. Our loss draft address field shows where claim payments should go — which is often a different address than the mortgagee clause.
Lender notification
You need to notify the lender of a claim. Our database has the insurance department phone and email so you can reach the right person directly, not the general customer service line.
Proof of loss coordination
The lender needs to co-sign the proof of loss. You need their insurance department contact info to coordinate. Search by lender name and get the direct line.
Supplemental payment routing
A supplemental payment is due and the original loss draft address has changed because of a servicing transfer. Our database shows the current address and the former one.
Lender-held funds release
The lender is holding claim funds in escrow and the homeowner needs them released for repairs. You need the lender's direct insurance contact to facilitate the release.
Mortgage payoff on total loss
The home is a total loss and the insurance payout goes to the lender first. You need the exact legal entity name and payoff address. Our database has both.