Florida Mortgagee Clauses

Mortgagee Clauses in Florida

MortgageeClauses.com lists 72 lenders and servicers in Florida. Each directory listing shows the lender name, category, city, NMLS ID when we have one, and the verification portal or servicer name.

Florida has the highest flood insurance participation in the nation due to its extensive coastline and low elevation. Agents here frequently deal with separate hazard and flood mortgagee clauses. Florida is also home to Citizens Property Insurance Corporation, the state-run insurer of last resort. The Florida Housing Finance Corporation (Florida Housing) offers multiple first-time buyer programs with specific clause requirements.

Florida has significant flood zone exposure. Many lenders require separate mortgagee clause addresses for flood insurance vs. hazard insurance. Our database flags these lenders with alternate flood addresses so you always send to the right PO Box. Learn more about flood clauses →

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