Florida Mortgagee Clauses

32 lenders and servicers with clause addresses in Florida.

๐Ÿ› Florida Housing Finance Agency

Florida Housing Finance Corporation offers affordable mortgage programs with specific clause requirements. View HFA clause โ†’ ยท All state HFAs โ†’

LenderCityCategoryStatus
Achivea Credit UnionMaitlandCredit UnionUnverified
ACT Mortgage CapitalSunriseMortgageeUnverified
BankUnited, FSBMiamiRegional BankUnverified
Capital City Home Loans LLCDaytona BeachMortgageeUnverified
Citizens Bank & TrustFrostproofNational BankUnverified
Citizens Bank & TrustLakelandNational BankUnverified
Climate First BankSt PetersburgRegional BankUnverified
Community Credit of FloridaRockledgeMortgageeUnverified
DFCU FinancialTampaCredit UnionUnverified
EquiFirst CorporationJacksonvilleMortgageeUnverified
Florida Credit UnionMaitlandCredit UnionUnverified
Florida Housing Finance CorporationTallahasseeState HFAUnverified
Home Solution Lenders IncBartowMortgageeUnverified
HomeBanc Mortgage CorporationJacksonvilleMortgageeUnverified
Lennar Mortgage, LLCSt PetersburgMortgageeUnverified
MidFlorida Credit UnionLakelandCredit UnionUnverified
Mortgage Lenders Investment Trading CorporationLake MaryMortgageeUnverified
Power Financial Credit UnionPembroke PinesCredit UnionUnverified
Suncoast Credit UnionTampaCredit UnionUnverified
The Mortgage Firm IncAltamonteMortgageeUnverified
USF Federal Credit UnionTampaCredit UnionUnverified
VanKeef FinancialLake MaryMortgageeUnverified
VyStar Credit UnionJacksonvilleCredit UnionCommunity
Alliance Mortgage CoJacksonvilleMortgageeUnverified
Citizens Bank & TrustFrostproofNational BankUnverified
Citizens Bank & TrustLakelandNational BankUnverified
Space Coast Credit UnionMelbourneCredit UnionUnverified
Achieva Credit UnionDunedinCredit UnionUnverified
Community First Credit UnionJacksonvilleCredit UnionUnverified
Seacoast Banking CorpStuartRegional BankUnverified
BancFirstRegional BankUnverified
Envision Credit UnionCredit UnionCommunity
Community Credit Union of FloridaCredit UnionCommunity
We Florida Financial Credit UnionCredit UnionCommunity

Mortgagee Clauses in Florida

MortgageeClauses.com lists 32 lenders and servicers with mortgagee clause addresses in Florida, including 14 credit unions, 11 mortgagees, 4 regional banks, 2 national banks, 1 state hfa.

Florida has the highest flood insurance participation in the nation due to its extensive coastline and low elevation. Agents here frequently deal with separate hazard and flood mortgagee clauses. Florida is also home to Citizens Property Insurance Corporation, the state-run insurer of last resort. The Florida Housing Finance Corporation (Florida Housing) offers multiple first-time buyer programs with specific clause requirements.

Florida has significant flood zone exposure. Many lenders require separate mortgagee clause addresses for flood insurance vs. hazard insurance. Our database flags these lenders with alternate flood addresses so you always send to the right PO Box. Learn more about flood clauses โ†’

Each entry shows the lender name, city, and verification status for free. Upgrade to Plus ($20/mo) for full clause text, mailing addresses, phone, fax, email, verification portal URLs with login instructions, and one-click copy. Business ($75/mo) adds loss draft addresses, escrow addresses, flood alternate addresses, and LPI provider information.

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